Digital Financial Services as Drivers of Community Development: A Review of Fintech Innovations in Emerging Markets. KRIEZ ACADEMY: Journal of Development and Community Service, [S. l.], v. 1, n. 8, p. 36–43, 2024. Disponível em: https://kriezacademy.com/index.php/kriezacademy/article/view/51.. Acesso em: 29 sep. 2026.