Digital Banking Transformation and Community Financial Inclusion: A Literature Review of Fintech’s Role in Empowering Emerging Economies. KRIEZ ACADEMY : Journal of development and community service, [S. l.], v. 1, n. 8, p. 17–26, 2024. Disponível em: https://kriezacademy.com/index.php/kriezacademy/article/view/49.. Acesso em: 5 apr. 2026.