CONSUMER FINANCIAL SUSTAINABILITY: UNDERSTANDING VARIABILITY AND CHANGE IN ECONOMIC DYNAMICS. KRIEZ ACADEMY: Journal of Development and Community Service, [S. l.], v. 1, n. 5, p. 30–43, 2024. Disponível em: https://kriezacademy.com/index.php/kriezacademy/article/view/25.. Acesso em: 6 oct. 2026.